According to Over The Cap, the deal includes $182.55 million in guarantees, with $100 million fully guaranteed at the time of signing. Purdy also received a $40.1 million signing bonus, which will be prorated over the life of the contract.
Purdy will average $53 million per year in new money, tying him with Jared Goff (Lions) as the seventh-highest-paid player in the NFL. It's an impressive rise for a player once dubbed "Mr. Irrelevant" after being the final pick in the 2022 NFL Draft.
With their quarterback now locked in, the 49ers can shift their attention to bouncing back from last season's disappointing six-win campaign.
A detailed breakdown of Purdy's contract, as per Over The Cap, is provided below.
2025
Base salary: $1,100,000
Prorated signing bonus: $8,019,253
Prorated option bonus: $0
Total per-game roster bonus: $0
Workout bonus: $0
Guaranteed salary: $1,100,000
Salary cap number: $9,119,253
2026
Base salary: $8,296,000
Prorated signing bonus: $8,020,000
Prorated option bonus: $7,550,000
Total per-game roster bonus: $850,000
Workout bonus: $100,000
Guaranteed salary: $46,896,000
Salary cap number: $24,716,000
2027
Base salary: $11,300,000
Prorated signing bonus: $8,020,000
Prorated option bonus: $10,550,000
Total per-game roster bonus: $850,000
Workout bonus: $100,000
Guaranteed salary: $11,904,000
Salary cap number: $30,820,000
2028
Base salary: $34,100,000
Prorated signing bonus: $8,020,000
Prorated option bonus: $14,550,000
Total per-game roster bonus: $850,000
Workout bonus: $100,000
Guaranteed salary: $0
Salary cap number: $57,620,000
2029
Base salary: $49,000,000
Prorated signing bonus: $8,020,000
Prorated option bonus: $14,550,000
Total per-game roster bonus: $850,000
Workout bonus: $100,000
Guaranteed salary: $0
Salary cap number: $72,520,000
2030
Base salary: $49,050,000
Prorated signing bonus: $0
Prorated option bonus: $14,550,000
Total per-game roster bonus: $850,000
Workout bonus: $100,000
Guaranteed salary: $0
Salary cap number: $64,550,000
2031 (Void)
Base salary: Void
Prorated signing bonus: $0
Prorated option bonus: $7,000,000
Salary cap number: $11,000,000
2032 (Void)
Base salary: Void
Prorated signing bonus: $0
Prorated option bonus: $4,000,000
Salary cap number: $0
Total
Base salary: $152,846,000
Prorated signing bonus: $40,099,253
Prorated option bonus: $72,750,000
Total per-game roster bonus: $4,250,000
Workout bonus: $500,000
Guaranteed salary: $59,900,000
Salary cap number: $270,345,253
Notes from Over The Cap:
In 2026, Purdy's entire compensation, including a $37.75 million option bonus, is fully guaranteed. $11.904 million of his 2027 salary is fully guaranteed at signing. If on the roster on April 1 of 2026, the rest of his 2027 salary, including a $15 million option, will be guaranteed. On April 1, 2027, Purdy's $55.05 million salary in 2028 is fully guaranteed. On April 1, 2028, Purdy will earn a $7.154 million guarantee on his 2029 salary, and on April 1, 2029, another $5 million will be fully guaranteed. The contract contains annual per-game bonuses and workout bonuses. The extension increased Purdy's 2025 salary cap number by $3.774 million. Initial contract details come from Mike Florio.
According to Over The Cap, the 49ers are currently listed at $39,189,469 under the salary cap.
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